These Terms of Service ("Terms") govern your use of the website located at capitalclaritygroup.com and all services provided by Capital Clarity Group ("Company," "we," "our," or "us"). Please read these Terms carefully. By accessing our website or purchasing our services, you agree to be bound by these Terms.
By accessing or using our website or services, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be legally bound by them. If you do not agree to these Terms, you may not use our services.
These Terms apply to all visitors, clients, and users of Capital Clarity Group's website and services.
Capital Clarity Group provides financial consulting, education, and coaching services including but not limited to:
All services are provided for educational and consulting purposes only. Service availability and scope may change at our discretion.
Capital Clarity Group provides financial education and consulting services only. We are not a law firm, accounting firm, or licensed financial advisory firm regulated under securities laws. Nothing we provide constitutes legal, tax, investment, or financial advice as defined by applicable regulatory bodies.
Specifically, you acknowledge and agree that:
By providing your phone number and checking the appropriate consent box on our opt-in form, you agree to receive text messages from Capital Clarity Group. The following terms apply to all SMS communications:
Program Description: Capital Clarity Group uses SMS messaging to send appointment reminders, program updates, financial education content, service notifications, and (where separately consented) promotional messages.
Consent: Your consent to receive SMS messages is not required as a condition of purchasing any of our services. You may opt out at any time.
Message Frequency: Message frequency varies. You may receive multiple messages per week depending on your program enrollment and engagement.
Rates: Message and data rates may apply. These charges are billed by your mobile carrier, not by Capital Clarity Group.
Opt-Out Instructions: Reply STOP to any text message to unsubscribe immediately. You will receive one final confirmation message. No further messages will be sent after opt-out.
Help: Reply HELP to any message for support, or contact us at 202-246-7955.
Supported Carriers: AT&T, Verizon, T-Mobile, Sprint, Boost Mobile, Virgin Mobile, U.S. Cellular, and other major US carriers. Carrier support may vary.
No Sharing of SMS Data: Mobile opt-in data, phone numbers, and SMS consent information will never be sold, shared, or rented to third parties for their marketing purposes under any circumstances.
By using our services, you agree to:
Payment: All fees are due at the time of purchase. We accept major debit and credit cards, and select buy-now-pay-later options as displayed at checkout. All payments are processed through secure third-party payment processors.
Financial Wellness Membership ($150/month): This is a recurring monthly subscription. You may cancel at any time. Cancellation stops future billing but does not result in a refund for the current billing period.
Financial Strategy Intensive ($449 one-time): This is a one-time payment for a single strategy session and deliverables. Due to the nature of the service, all sales are final.
Refund Policy: All sales are final. We do not offer refunds once services have been initiated, delivered, or accessed. If you have a concern about your purchase, please contact us within 48 hours of payment and we will do our best to resolve the issue in good faith.
Chargebacks: Initiating a chargeback or payment dispute without first contacting us may result in immediate termination of your access to our services and programs.
All content on our website and within our programs — including but not limited to text, graphics, educational materials, course content, templates, videos, and branding — is the exclusive intellectual property of Capital Clarity Group and is protected by applicable copyright, trademark, and intellectual property laws.
You may not copy, reproduce, distribute, publish, display, or create derivative works from our content without prior written consent from Capital Clarity Group.
To the fullest extent permitted by applicable law, Capital Clarity Group, its founders, employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of income, loss of profits, loss of data, or financial losses — arising from or related to your use of our services or reliance on our educational content.
Our total liability for any claim arising from or related to these Terms or our services shall not exceed the total amount paid by you to Capital Clarity Group in the 90 days preceding the claim.
Capital Clarity Group is an educational and consulting firm. We are not responsible for financial decisions made based on our education or guidance. All financial decisions remain the sole responsibility of the individual client.
You agree to indemnify, defend, and hold harmless Capital Clarity Group and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable legal fees — arising out of or in connection with your use of our services, your violation of these Terms, or your violation of any applicable law or third-party rights.
Capital Clarity Group reserves the right to suspend or terminate your access to our services at any time, with or without notice, for any reason including but not limited to violation of these Terms, fraudulent activity, or conduct harmful to other clients or the integrity of our programs.
Upon termination, your right to access our services ceases immediately. Provisions of these Terms that by their nature should survive termination — including intellectual property rights, disclaimers, and limitations of liability — shall survive.
These Terms shall be governed by and construed in accordance with the laws of the District of Columbia and the United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration or in the courts located in Washington, D.C., and you consent to personal jurisdiction in such courts.
We reserve the right to modify these Terms at any time. Material changes will be communicated by updating the "Last Updated" date at the top of this page. Continued use of our services after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.
For questions about these Terms, your account, or our services: